Brand logo
The Answers You’ll Need
COVID-19 UPDATE: To protect our employees, our clients, their families and the community, Hixson & Brown will be offering video conferencing to those clients who would like to communicate with us, but who are unable to travel to our offices. We will remain accessible by telephone and by email. We will continue to represent our clients and review new cases on a daily basis.
Brand Logo
Free Consultations Local: 515-650-4531 Toll Free: 800-229-9854
Only one attorney in the State of Iowa receives this award each year.

On 11/5/20, the Iowa Association for Justice (f/k/a the Iowa Trial Lawyers Association) named Russ Hixson, of Hixson & Brown, the Outstanding Member Award recipient for 2020.

Medical Malpractice Trail Lawyers | Top 25
The national Trial Lawyers
ATA Badge
Million Dollar Advocates Forum
10| Best | 2019 | Client Satisfaction | American Institute of | Personal Injury Attorneys | TM

Experience. Hard Work. Results.


When to report accidents to the insurance company

When someone in Iowa is involved in a car accident, reporting it to their insurance company may not be something they look forward to. Insurance rates sometimes go up after an accident, but reporting accidents is advised except in a few rare cases.

One circumstance that might allow for not reporting an accident is if the accident is minor and does not involve anyone else. If the cost of repairs is estimated to be less than the driver’s insurance deductible, then not reporting it to their insurance company would make sense. However, if the accident involves another person’s property, then it should be reported.

If someone is in an accident that is not their own fault, reporting it to their insurance company is advisable. If another driver is involved and believed to be at fault, a third-party claim can also be filed with that driver’s insurance company.

It is usually best to report car accidents to the insurance company as soon as possible. If it is a single-vehicle accident that the driver is not sure they want to report, they could take some time to read through their insurance policy first to help them make a decision. Many insurance companies require reporting of any accident within a certain time period. It might take a call to a driver’s insurance agent to find out if such a time limit exists.

If insurance companies fail to pay fair compensation, a civil lawsuit may be filed against the insurance company. For this, there is a definite statute of limitations on filing that varies by state.

Insurance companies sometimes make a settlement offer to someone who files a claim. When someone receives such an offer, they may assume that they have to accept it or get no compensation at all. This is not true. If a settlement offer is not satisfactory, the claimant has a right to refuse it and seek a higher amount in court.

FindLaw Network
Medical Malpractice / Birth Injury / Cerebral Palsy.
Medical Malpractice / Birth related bowel injury.
Medical Negligence / HELLP Syndrome / Post-pregnancy death.
Motor vehicle collision / death.
Professional Negligence claim.
Medical Malpractice / Premature Birth / Grade IV Intra-ventricular hemorrhage / Periventricular Leukomalacia.
Medical Malpractice / Gastric Bypass Surgery / Post-operative Infection.

How can we help?

AV-LexisNexis PeerReviewRated